Get out of Debt Faster: Tips | Dukes Debt Online

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Dukes

Jul 3
2 min

Enforcement Visits to recommence on 24 August 2020

In accordance with government guidance, from 24 August 2020, we will be making Enforcement Agent visits again.

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Dukes

Mar 23
2 min

COVID-19 Company Update

With the latest updates on Coronavirus being addressed by the Prime Minister, we want to keep you informed on the changes we have made...

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Dukes

Mar 6
1 min

Your new Council Tax bill 2020-2021

Local Authorities up and down the country are preparing domestic properties council tax bills for the upcoming financial year.

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Dukes

Mar 3
1 min

1. Face up to the facts

The first step towards a debt-free future is to admit that you have a problem. Don’t bury you’re your head in the sand.

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Dukes

Mar 3
1 min

2. Get organised; list your income and expenses

Start by looking through your recent bank statements and making two columns: one for incomes, and one for outgoings, this will help you see

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Dukes

Mar 3
1 min

3. Prioritise your debt

Assess which outgoings are completely necessary. Your debts should of course come first, followed by any bills, direct debits...

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Dukes

Mar 3
1 min

4. Make cutbacks to reduce your expenses

Now that you’re starting to make your way out of debt, it’s time to make sure you stay out. Start by cutting down on what you don’t really n

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Dukes

Mar 3
1 min

5. Shop around for savings

Use comparison sites to make sure that you're on the right mobile tariff, and aren't paying too much on your energy bills.

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Dukes

Mar 3
1 min

6. Boost your income

After you’ve cut all you can, it’s time to start boosting your income. There are plenty of ways to boost your income

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Dukes

Mar 3
1 min

7. Never borrow more money to pay off debts

Although quick fixes like payday loans may seem like easy money, they often come with phenomenally high rates of interest and numerous other

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Dukes

Feb 11
1 min

Introduce 'No-Spend' Days

On the quieter days of the week - Monday and Thursday being the obvious examples, keep any cash or credit cards firmly in your wallet.

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Dukes

Feb 11
1 min

Think of your Credit Card as a 'Debt' Card

The clue is in the name when it comes to the biggest problem with credit cards; as soon as you start using one, you're in debt not credit.

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Dukes

Feb 11
1 min

Leave Your Credit Cards at Home

It can often be difficult to stick to your budget when you have a credit card or debit card in your wallet. Avoid overspending...

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Dukes

Feb 11
1 min

Identify Your Spending Priorities

It's important to balance your income and planned expenditure each month to avoid overspending.

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Dukes

Feb 11
1 min

Check your Insurance Policies

If you're a responsible adult who takes the occasional holiday, chances are you'll have an insurance or two - from health and home, to trave

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Dukes

Jan 22
1 min

Keep Track of all Your Expenses

Write all of your monthly spends down in a fit-for purpose spreadsheet. It's the small purchases that really count here. You might think tha

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Dukes

Jan 22
1 min

Shop Around for Utilities

To find out if you're getting the best deal, use an online price comparison tool. Once you've secured the most cost-effective deal, make sur

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Dukes

Jan 22
1 min

Reduce your Overdraft

Overdrafts come in handy but if you don't need such a 'generous' overdraft, ask your bank to reduce it, or get rid of it completely.

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Dukes

Dec 21, 2018
2 min

Debt charities call for credit card cutbacks

Credit card spending is contributing to high levels of debt. Charities warn that reliance on credit could lead to financial troubles.

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Dukes

Nov 22, 2018
2 min

Why EE and Virgin Media's regulator-imposed fines matter

Ofcom has fined EE and Virgin Media for over-billing customers who ender their contracts early.

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