DukesMar 3, 20201 min1. Face up to the factsThe first step towards a debt-free future is to admit that you have a problem. Don’t bury your head in the sand.
DukesMar 3, 20201 min2. Get organised; list your income and expensesStart by looking through your recent bank statements and making two columns: one for incomes, and one for outgoings, this will help you see
DukesMar 3, 20201 min3. Prioritise your debtAssess which outgoings are completely necessary. Your debts should of course come first, followed by any bills, direct debits...
DukesMar 3, 20201 min4. Make cutbacks to reduce your expensesNow that you’re starting to make your way out of debt, it’s time to make sure you stay out. Start by cutting down on what you don’t really n