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Discover everything you need to know about managing your debt. From understanding how to make payments and the debt recovery process, to breaking down enforcement fees and knowing your rights when dealing with enforcement agents. Plus, find our practical money-saving tips to help you not only get out of debt but stay debt-free.
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Important: Enforcement Fees Due to Change
The Ministry of Justice have reviewed enforcement agent fees within the Taking Control of Goods (fees) Regulations 2014 and agreed that they will be increased. However, no date has been agreed for the uplift to take place. This page will be updated when further information becomes available. However, the information below shows a comparison between the current fees and the anticipated fee changes for reference.
What this means for you?
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The current fee structure remains in place
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Any changes, if introduced, would apply to all enforcement providers
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Revised fees may increase the total amount owed where enforcement action is taken
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Engaging early may help prevent additional costs
Anticipated Fee Changes
High Court Enforcement Fees
Compliance stage
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Current: £75
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Anticipated: £79
First enforcement stage
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Current: £190 + 7.5% of any debt over £1,000
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Anticipated: £200 + 7.5% of any debt over £1,200
Second enforcement stage
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Current: £495
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Anticipated: £520
Sale / disposal stage
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Current: £525 + 7.5% of any debt over £1,000
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Anticipated: £550 + 7.5% of any debt over £1,200
Non-High Court Enforcement Fees
Compliance stage (initial contact)
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Current: £75
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Anticipated: £79
Enforcement stage (agent visit)
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Current: £235 + 7.5% of any debt over £1,500
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Anticipated: £247 + 7.5% of any debt over £1,900
Sale / disposal stage (if goods are removed and sold)
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Current: £110 + 7.5% of any debt over £1,500
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Anticipated: £116 + 7.5% of any debt over £1,900
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