6. Boost your income
After you’ve cut all you can, it’s time to start boosting your income. Check you're receiving every tax credit that you might be entitled to. Turn your household clutter into cash by selling old items on eBay. Rent out a spare room or a car parking space if you live near a station. Make money online - whether it be paid surveys or mystery shopping, there are plenty of ways to make money online. Have a look and see what would work for you. Use any extra income to pay off priority debts before increasing loan repayments or credit card repayments.